Plus $3.95 activation fee. Choosing your own gift: priceless. A MasterCard Gift Card is always enjoyed and never returned. Refund not available at retail store. This card is issued by RBS Citizens, N.A. pursuant to a license from MasterCard International Incorporated. The monthly administrative fee of $2.00 will be waived for 12 months. On the 13th month following activation the $2.00 fee will be deducted on a monthly basis from the balance of the card, except where prohibited by law. No cash access and cannot be used anywhere a PIN is required. Use of this card constitutes acceptance of all terms and conditions. MasterCard, the MasterCard Brand Marks and Priceless are registered trademarks of MasterCard International Incorporated.